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Our settlement fee covers all title search and examination services, closing and signing services, wire fees, courier charges, and other miscellaneous services. The settlement fee does not cover services that may be required but are paid directly to third parties such as taxes, land surveys, government recording charges, and property inspections.
The closing cost information provided through this website is intended for illustrative and educational purposes only. It is not guaranteed, and will likely be different from the amounts you are actually required to pay at closing.
*Additional details on endorsement fees in Pennsylvania, Florida & Illinois.
In Pennsylvania, an additional short form title policy premium of $100 will be charged for all purchases. Endorsement fees may also apply. Endorsements create a greater liability for the title insurance underwriter, and therefore most endorsements require an additional charge to be collected in excess of the usual title insurance premium. The average fee for each endorsement is $50 but may vary depending on the type. For example Endorsement fees may apply for Planned Unit Developments, Variable Rate loans, etc.
In Florida, other endorsement fees, that include but are not limited to a condo endorsement, planned unit endorsement and variable rate endorsement at a cost of $25 per endorsement and the Florida Endorsement Form 9 (Restrictions, Easements, Minerals) at a cost of 10 % of the premium, may be incurred depending on lender requirements. The lender will determine what endorsements are required depending on what type of property is being purchased and/or any specific lender requirements.
In Illinois, other endorsement fees that include but are not limited to an ALTA 8.1 Environmental Protection Lien Endorsement at a cost of $180 per endorsement may be incurred. The lender will determine what endorsements are required depending on what type of property is being purchased and/or any specific lender requirements.